3×
The same data, re-typed
Intake notes, the 1003, the LOS — you enter the same borrower information again and again, and every re-entry is a chance for an error underwriting will catch later.
Decorative session strip above; main headline and interactive demo follow.
AI-powered · built for independent loan officers
Intelligent Mortgage Platform — Empowering Better Closings
Less chasing paperwork.More time closing loans.
You did not get into this business to re-enter borrower data or update five spreadsheets before your first coffee. Mooric ERP builds a Central Loan Memory of every file and handles that overhead — you focus on advising borrowers and closing.
~1 hr saved per file on structuring
1003 auto-filled from documents
0 spreadsheets to maintain
Before and after Mooric ERP interactive comparison
M
Origination
Mooric ERP
Loan Officer
Summary6
Pre-Approval2
Loan Pipeline5
Archive
Calendar3
Guideline Search
System Flow
Summary
Good day, Joe
6 items need attention across pre-approval, setup, and processing.
Closing within 7 days ▾✦ Generate daily to-do
Find any loan
Search borrowers across pre-approval, pipeline, and archive…
6
Active loans · open pipeline →
Notifications
12 openAllProcessingPre-ApprovalSetup
Action
Rate lock expires Jul 18 — before target closing Aug 3. Extend the lock or move up closing.
Processing · David Okafor · LN-2026-0038
Open →
Reminder
Initial CD not started — must be sent by Jul 27 (21 days left) to close on time.
Processing · David Okafor · LN-2026-0038
Open →
Overdue
Initial CD not started — must be sent by Jul 3 (-3 days left) to close on time.
Processing · James Whitfield · LN-2026-0031
Open →
Expiring
Grace Kim — pre-approval letter expires Jul 20. Follow up or re-issue.
Pre-Approval
Open →
Assigned to me
3 openReview updated appraisal PDF and clear condition 2
from Alice Torres · David Okafor · due Jul 7
Call listing agent re: closing time change
from Ben Liu · James Whitfield · due Jul 8
Re-send VOE request to Gulf Freight HR
from Alice Torres · Priya Nair · due Jul 10
End to end
One workspace for the entire broker-side process.
From first conversation to closed loan — one system, connected stages, not a pile of separate tools.
- 1
Prospect
Every lead and conversation logged, ready to become a file.
- 2
Application & Setup
Upload borrower docs — AI completes the 1003, you review side by side.
- 3
Processing
Conditions, TRID deadlines, title, HOI, appraisal — tracked on one screen, updated as things come in.
- 4
Closed
Clean handoff, full file history, audit-ready records.
01 · The problem
Where does your day actually go?
Ask independent LOs and broker shops. It’s not the borrowers, the guidelines, or the deals — it’s the overhead between them. The same file, handled five different ways, in five different places.
17
Emails to clear one condition
Which conditions are cleared? Which are still open? The answer lives across email threads, phone calls, and memory — not in one place you can trust.
5+
Tools that don't talk
Excel for the pipeline, folders for documents, a calendar for deadlines, notes for borrower context, email for everything else. You are the integration.
9 PM
When you find out something slipped
A CD deadline, an expiring lock, an HOA questionnaire nobody chased — hard dates don't remind themselves, so the anxiety never fully switches off.
None of this is loan officer work. It’s overhead — and it’s exactly what Mooric ERP is built to take off your plate.
See how ↓02 · Core differentiator
Central Loan Memory
This is what ties the entire broker-side process together in one system. Mooric ERP does not reset between tasks — it remembers the file end to end.
Without memory
Most tools treat each step as a separate task
Upload a pay stub, check a box, move on. The system forgets what it already learned about the borrower.
Last document wins
When you structure the loan or choose a program, context from earlier steps is gone — you are working from whatever was uploaded most recently, not the full borrower story.
Disconnected steps
1003
Pay stub upload
reset
Conditions
Conditions sheet
reset
Closing
Closing checklist
reset
Borrower context
Lost
With Mooric
Mooric ERP builds Central Loan Memory
As documents come in and information is added, the system retains a complete understanding of the borrower — income complexity, credit story, property situation, all of it.
Recommendations based on the full file
When you structure the loan or choose a program, you are not starting from scratch. Mooric surfaces the right recommendation the way an experienced Loan Officer would — based on the full picture, not just the last document uploaded.
1003
Complete the application without three rounds of borrower follow-up
Conditions
Cleared, outstanding, and overdue — one view, no email archaeology
Closing
TRID, title, HOI, and appraisal deadlines tracked in one place
Central Loan Memory
Full borrower context — retained
~1 hr
saved per file on loan structuring alone — the system already knows the borrower when you build the deal.
Compliance-ready by design
Every document, extracted field, and update is logged against the file — when an auditor, investor, or underwriter asks "why," the answer is already on record.
03 · Broker-side process
The work you do every day — without the manual overhead.
Independent LOs and broker shops juggle multiple files at once. Mooric ERP is one workspace built around the stages that eat your day: completing applications, matching programs, clearing conditions, and hitting closing deadlines.
app.mooricerp.com/loans/LN-2026-0051
Origination
Mooric ERP
Summary6
Pre-Approval2
Loan Pipeline5
Archive
Calendar3
Guideline Search
System Flow
‹ All files
Maria Chen
LN-2026-0051AutosavedSetupPurchasePrimary ResidenceLoan $420,000LTV 80.00%FICO 734Rate 6.500%
AI Intake1003DocumentsLender Submission♥ Loan Memory
Document intake
4 docs · 23 fields extracted✉ Invite borrower
Drop borrower documents
IDs, paystubs, W-2s, bank statements, purchase contract — each file is classified and its fields are mapped to the 1003 automatically.
Classified documents
Apply 23 fields to 1003 →drivers_license_maria.jpg
Maria Chen · DOB 08/12/1989
paystub_mar_2026.pdf
BrightPath Medical · $8,400/mo base
w2_2025_maria.pdf
2025 wages $100,800
purchase_contract_678harbor.pdf
678 Harbor Ln · $525,000 purchase price
APPLICATION & SETUP
Complete loan application, faster
Collect everything needed for the 1003 without going back to the borrower three times. Mooric ERP knows what is missing and tells you — before underwriting has to ask.
APPLICATION & SETUP
Fit the borrower to the right program
Build a complete picture of their financials, employment, and property — then surface the program that actually fits. Conventional, FHA, VA, DSCR, WVOE — the right answer, not just the obvious one.
PROCESSING
Condition tracking
Every underwriting condition in one place. See at a glance what has been cleared, what is still outstanding, and what is overdue — without digging through email or making calls to find out where things stand.
PROCESSING
TRID, Title, HOI, and Appraisal tracking
Closing has a lot of moving parts with hard deadlines. Track Closing Disclosure timing, title search status, homeowners insurance, and appraisal order in a single view — so nothing is missed.
04 · Closed
CLOSED — Pipeline & production
One of the most common pain points for independent LOs and broker shops is managing a pipeline across spreadsheets, sticky notes, and calendar reminders. Mooric ERP brings all of that into a single view that follows every loan from first conversation to funded — end to end, no more Excel tracking.
- 1
Full pipeline visibility, one screen
From the moment you first speak to a prospect to the day the loan funds, every file has a clear status. No more spreadsheets with columns of dates to manually update. No more wondering where a file stands.
- 2
Daily summary — know what needs attention today
The Summary view surfaces everything that needs your attention right now — overdue conditions, upcoming TRID deadlines, files that have been sitting without an update. Start every day knowing exactly where to focus.
- 3
Closed loan performance
See your closed loan history summarized by month, quarter, or year — volume, average loan size, time to close. Simple visibility into your own production without building a report.
app.mooricerp.com/pipeline
Origination
Mooric ERP
Summary6
Pre-Approval2
Loan Pipeline5
Archive
Calendar3
Guideline Search
System Flow
Loan Pipeline
Loan Pipeline
Create a new loan below, or open any loan in the pipeline.
Loan pipeline
AllSetupProcessing
Search…Maria Chen
Conventional · $420,000 · Purchase
Setup2 docs missing1003: 82% complete
Closing
not set
David Okafor
FHA · $323,275 · Purchase
ProcessingLock: exp Jul 18TRID: LE sentAppraisal: scheduledHOI: missingTitle: orderedConditions: 2 open
Closing
Aug 3
Priya Nair
Conventional · $540,000 · Purchase
ProcessingLock: exp Aug 1TRID: LE sentAppraisal: receivedHOI: receivedTitle: clearConditions: gift letter
Closing
Aug 14
Your production at a glance
Closed loan performance, without building a spreadsheet
Volume, average loan size, and time to close — broken down by month, quarter, or year. The numbers you need to understand your own book, already in the platform.
Loan Officer Personal Assistant
The assistant that already knows your file.
Not a chatbot. Not a help center. An always-on work partner in one workspace — with full loan context from the moment you open a file.
Ask anything about a loan file
The assistant already knows the full context from Central Loan Memory — income, conditions, timeline, borrower notes. No re-explaining the file every time.
Add notes on the go
Capture what you want to remember about a borrower, a conversation, or a next step — attached to the file, not scattered across apps.
Set reminders without leaving the platform
Follow up with a borrower, check on a condition, confirm an appraisal appointment. Reminders live where the loan lives.
Stay in one place
No more context-switching between the loan file, a notes app, a calendar, and an email thread. Your work partner is already in one workspace — with the file.
Mortgage pipeline
Mooric ERP
The entire broker-side process — pipeline, conditions, and closing deadlines — one workspace, built for how independent LOs and broker shops actually work.
The people
Our team
Mortgage technology veterans building the platform independent loan officers actually need.
Yeqiao Guo
Chief Executive Officer
James Jones
Chief Operating Officer
Zhen Wu
Chief Financial Officer
Erik Ruiz
Chief Information Security Officer
Grace Hechavarria
Chief Information Officer
Joanne Rossi
Chief Quality and Compliance Officer
Andrew Li
SVP Product Development
Let's talk
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