3×
the same borrower data re-typed into intake, the 1003, and the LOS
Built for independent loan officers & brokers
Less Chasing.More Closings.
Mooric ERP runs the whole broker-side file — intake, income, conditions, closing dates — from one workspace that remembers everything it has already learned about the borrower.
~1 hr
saved per file on structuring
1003
auto-filled from documents
0
spreadsheets to maintain
Intelligent mortgage platform
Empowering better closings
The overhead
Where Does Your Time Go?
It's not the borrowers, the guidelines, or the deals. It's the overhead between them — the same file handled five different ways, in five different places.
17
emails to clear one condition, with no single place that says where it stands
5+
tools that don't talk — spreadsheet, folders, calendar, notes, email. You are the integration
9PM
when you find out a lock expired or a CD date slipped — hard dates don't remind themselves
Capabilities
One Workspace, Four Features that Give you Time Back.
Application & intakeBorrower portal, 1003 filled from documents, gaps flagged earlyIncome & program fitA qualifying number you can stand behind, matched to real programsConditions & follow-upSix categories, one board, the chase history on every itemPipeline & hard datesStages, milestones, and the deadlines that can kill a closing
Application & intake
From Documents to Application — Powered by AI.
Getting a complete file usually takes three rounds of email, and everything that arrives gets keyed in by hand. Send one secure link instead: the borrower uploads, Mooric reads what came in and fills the 1003 from it, and the gaps get flagged while they're still paying attention.
- A portal the borrower actually finishes — with their own progress bar
- 1003 fields written from the documents, reviewed side by side
- Missing items surfaced before underwriting has to ask
Grace Kim · purchase
72% complete
- ✓Paystubs · 2 uploaded
- ✓W-2 · 2024, 2025
- •Bank statements · awaiting borrower
1003 fields
Date of birthFilled
Base incomeFilled
Depository assetsFilled
Subject addressReview
Flagged gaps
- !
Second job needs 2-yr history
Ask for 2024 W-2
- !
Large deposit unsourced
$14,200 on Jul 12
- i
Gift funds detected
Letter template ready
Qualifying income · worksheet
Base pay from paystub$7,410
Overtime · two-year average$862
W-2 cross-checkMatch±0.4%
Monthly qualifying$8,272
Program fit
Conventional · 30 yr fixedBest fit
FHA · 30 yr fixedEligible
Bank statementNeeds 12 mo
DSCRNot applicable
Income & program fit
Get Income Right the First Time.
Income is where deals die. Get the number wrong and you find out in underwriting — after you've already told the borrower what they qualify for. Mooric works it out from the documents on file and shows every line, so you can check it in seconds instead of rebuilding it in a spreadsheet.
- Salaried, hourly, self-employed, bank statement, rental — the math the file calls for
- Every line shown, with the document it came from
- Programs the borrower fits — and the ones they don't, with the reason
Conditions & follow-up
See Your Files at a Glance.
Today that answer lives across email threads, phone calls, and memory. In Mooric, every underwriting condition is filed under one of six categories with its status, its owner, and the chase history attached — so nothing has to be reconstructed from your inbox.
Cleared 14Outstanding 4Overdue 1
Income
4
3 cleared
Asset
3
3 cleared
Credit
2
2 cleared
Property
5
2 open
Disclosure
3
3 cleared
Underwriting
2
1 overdue
- !Overdue
Appraisal report — reconciliation page
Clear Point AMC · chased 2 days ago
- •Open
HOI binder & flood cert
Sunshore Insurance · reminder set for Thu
- ✓Cleared
Title commitment & CPL
Coastal Title & Escrow · cleared Aug 4
- ✓Cleared
Letter of explanation — large deposit
Borrower · signed via portal
Pipeline & hard dates
Critical Dates Tracked. Closings Protected.
Your pipeline shouldn't be a spreadsheet you update by hand — and the deadlines that actually matter shouldn't live in your head. Every file sits in a stage, every stage has milestones, every hard date has a countdown.
Prospect
6
Origination
4
Disclosures & lock
3
Processing
5
Closing & funding
2
Milestones on this file
- ✓File createdJul 8
- ✓Initial LE issuedJul 11
- ✓Conditional approvalJul 29
- →Initial CDIn progress
- ·Clear to close—
Countdown
Rate lock expiresin 3 days
Initial CD required byAug 21
Clear to close targetAug 26
Target closingAug 29
The daily summary opens on whatever needs you today — the overdue condition, the lock about to expire, the file that hasn't moved in a week.
Central Loan Memory
Everything Connected and Tracked.
Intake, income, conditions, dates — Mooric holds the whole file in mind. That is what makes every capability above work, and it is why the audit trail writes itself: every document, extracted field, and status change is already logged with a timestamp and a source.
Timestamped changesSource on every fieldQM status trackedDisclosure timing
Without memory
Each step is a separate task
Upload, check a box, move on. The system forgets what it already learned — and the last document wins.
Intake
Context resets
Conditions
Context resets
Closing
Context resets
✕
Borrower context — lost
With Mooric
One file, carried forward
Income complexity, credit story, property situation — retained as documents arrive, and used at every later stage.
Intake
Still informs the income math and the conditions
Conditions
Cleared, outstanding, overdue — one view
Closing
TRID, title, HOI, appraisal in one place
✓Full borrower context — retained
Loan officer personal assistant
An Assistant That Knows Every File
Not a chatbot. Not a help center. A work partner in the same workspace as the loan, with full context from the moment you open it.
Ask anything about a file
Income, conditions, timeline, borrower notes — no re-explaining the file every time.
Add notes on the go
A borrower detail, a conversation, a next step — attached to the file, not scattered across apps.
Set reminders in place
Follow up with a borrower, check a condition, confirm an appraisal — reminders live where the loan lives.
Stay in one place
No context-switching between the file, a notes app, a calendar, and an email thread.
Closed
Your Loans, Your Records.
When a file funds it doesn't fall off the edge of a spreadsheet. Closed loans roll into your production history — by month, quarter, or year. No report to build. Audit ready.
Volume
12
loans closed
Avg. size
$385K
per loan
Days to close
32
average
Your next step
See Mooric ERP in Action
Walk through a loan with Mooric and see how intake, income, conditions, documents, and closing come together — all in one place
Response within one business day